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Sharan Hegde
Sharan Hegde is the Founder and CEO of The 1% Club, a SEBI‑registered Investment Adviser‑backed platform helping Indians improve their financial decisions. With over 3 million followers on Instagram and 3.7 million subscribers on YouTube, he simplifies investing, taxes and retirement planning for hundreds of thousands of learners.
73 articles
Personal FinanceWhat Is Passive Income: Meaning, Ideas, and Examples
In a country like India, where we are often taught to “work hard for a salary,” the concept of…
18 Mar 2026 · 10 min read
Personal FinanceWhat Is a PPF Account: Features, Benefits, and How It Works
What is PPF? The Public Provident Fund (PPF) is a long-term savings and investment scheme, backed by the Government…
18 Mar 2026 · 6 min read
Personal FinanceWhat Is a Sinking Fund: Meaning, Formula, and Benefits
Key Takeaways In 2026, managing daily expenses is one thing, but it’s the “big hits”, like annual car insurance,…
13 Mar 2026 · 5 min read
Personal FinanceHow Much Should an Emergency Fund Be?
Life is unpredictable. A job loss, medical emergency, sudden home repair, or family obligation can disrupt your finances overnight….
13 Mar 2026 · 5 min read
Personal FinanceWhere You Should & Shouldn’t Keep Your Emergency Fund
Building an emergency fund is one of the first and most important steps in personal finance. But once you’ve…
13 Mar 2026 · 6 min read
Personal FinanceEmergency Fund: Examples, Importance, & How to Build One
Most people know they should have an emergency fund. Very few build one before they need it. A job…
13 Mar 2026 · 8 min read
Personal FinanceHow to Make a Budget: Step-by-Step Guide
A budget is not a restriction on your lifestyle. It is a plan that tells your money where to…
13 Mar 2026 · 9 min read
Personal Finance15 Personal Finance Rules That Actually Work in 2026
Your salary hits your account. You feel good for about 48 hours. Then bills, EMIs, one impulse purchase, and…
13 Mar 2026 · 11 min read
Personal FinanceHow to Achieve Financial Independence in India (Beginner Guide)
India in 2026 is running on ambition. GDP near 8%, cities like Bengaluru, Mumbai, and Gurgaon are buzzing with…
12 Mar 2026 · 7 min read
Personal FinanceWhat Is Financial Planning? Example, Types, & Checklist
Most people earning a decent salary still feel broke by the 25th of the month. Not because they earn…
12 Mar 2026 · 12 min read