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Sharan Hegde
Sharan Hegde is the Founder and CEO of The 1% Club, a SEBI‑registered Investment Adviser‑backed platform helping Indians improve their financial decisions. With over 3 million followers on Instagram and 3.7 million subscribers on YouTube, he simplifies investing, taxes and retirement planning for hundreds of thousands of learners.
73 articles
Personal FinanceEPF vs PPF: Differences, Interest Rates, and Limitations
If you are salaried, EPF is something you are already investing in, whether you have thought about it or…
21 Mar 2026 · 10 min read
Personal FinanceActive Income: What It Is, Why It Matters, and How to Increase It
Most people have one source of income. They trade time for money, show up, do the work, and get…
21 Mar 2026 · 12 min read
Personal FinanceHow to Pay Off Debt Faster (The Smart Way)
India’s relationship with debt is complicated. There is the cultural pressure of “keeping up,” the family gold that gets…
21 Mar 2026 · 7 min read
Personal FinanceWhat is Debt Management: Strategies & Tips
India’s consumer credit market crossed ₹60 lakh crore in outstanding loans in 2024. Credit card outstanding balances, personal loans,…
21 Mar 2026 · 10 min read
Personal FinanceHow to Save Money From Salary (Step-by-Step Guide)
Saving money from your salary is not just a financial habit; it is a necessity in today’s consumer-driven world….
21 Mar 2026 · 8 min read
Personal FinanceHow to Open a PPF Account in 2026
What is a PPF Account? A public provident fund account is a long-term, government-backed savings account designed to help…
21 Mar 2026 · 8 min read
Personal FinanceWhat Is Family Budgeting: Examples, Planning, & Tips
Most families manage money the same way: salary comes in, bills go out, whatever remains gets spent, and savings…
20 Mar 2026 · 9 min read
Personal Finance25 Money Saving Tips (That Actually Work in Real Life)
In an era of “one-click” purchases, 10-minute grocery deliveries, and targeted social media ads that seem to read our…
19 Mar 2026 · 9 min read
Personal Finance15 Best Personal Finance Tips for Smart Money Management
Most people earn decently. Very few build wealth. The gap between the two is not income; it is habits,…
19 Mar 2026 · 12 min read
Personal FinanceWhat Is Investment Planning: Types, Framework, and Example
Key Takeaways In the fast-paced Indian economy, earning a good salary is only half the battle. The other half…
18 Mar 2026 · 7 min read