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Sharan Hegde
Sharan Hegde is the Founder and CEO of The 1% Club, a SEBI‑registered Investment Adviser‑backed platform helping Indians improve their financial decisions. With over 3 million followers on Instagram and 3.7 million subscribers on YouTube, he simplifies investing, taxes and retirement planning for hundreds of thousands of learners.
73 articles
Mutual FundsDirect vs Regular Mutual Funds: Which Plan Should You Choose?
You put ₹10,000 into a mutual fund every month. Your colleague puts the same amount into the same fund….
21 Apr 2026 · 12 min read
Mutual FundsHow Mutual Funds Are Taxed in India: LTCG, STCG, TDS and Everything Else
Equity MFs: 20% tax under 12 months; 12.5% on gains above ₹1.25 lakh over 12 months. Below ₹1.25 lakh…
21 Apr 2026 · 25 min read
Retire EarlyWhat Is the 4% Rule: Benefits, How It Works, and a Real Example 2026
Imagine knowing exactly how much money you need to never work again. Not a rough guess. A number. That…
25 Mar 2026 · 9 min read
Retire EarlyWhat Is the NPS Scheme: Features, Types, and Tax Benefits Explained
Most Indians plan everything except retirement. You plan your next salary hike, your next holiday, even your next gadget….
25 Mar 2026 · 9 min read
Retire EarlyWhat Is a Pension Plan: Types, Benefits and How It Works
Most Indians spend decades building a career, but put retirement planning on the back burner. And then at 55,…
25 Mar 2026 · 8 min read
Personal FinanceWhat Is Personal Income: Meaning, Types, and Why It Matters
Most people have a rough sense of what they earn. But personal income is not just your monthly salary…
23 Mar 2026 · 8 min read
Personal FinanceHow to Plan a Child Education Fund to Secure Their Future
A decent engineering seat at a top private college costs ₹15 to ₹20 lakh today. An MBA from a…
23 Mar 2026 · 10 min read
Personal Finance7 Types of Pension Plans in India for Secure Retirement
Retirement planning in India largely falls into two buckets: government-regulated pension schemes and insurance-linked pension products. Both promise a…
23 Mar 2026 · 10 min read
Personal FinanceHow to Create Wealth: A 10-Step Roadmap
Most people think wealth is something that happens to other people. To those who got lucky, inherited money, or…
21 Mar 2026 · 12 min read
Personal FinanceNPS vs PPF: Differences, Interest Rates, and Limitations
Both NPS and PPF show up on the same shortlist when someone starts thinking about retirement planning. Both are…
21 Mar 2026 · 12 min read