Author
Sharan Hegde
Sharan Hegde is the Founder and CEO of The 1% Club, a SEBI‑registered Investment Adviser‑backed platform helping Indians improve their financial decisions. With over 3 million followers on Instagram and 3.7 million subscribers on YouTube, he simplifies investing, taxes and retirement planning for hundreds of thousands of learners.
73 articles
Top articles
InsuranceInsurance Planning: Types of Insurance and How Much Cover You Need in 2026
Insurance planning answers three questions: which types of insurance you need, how much life and health cover your family…
13 Oct 2026 · 26 min read
Bombay Trading SchoolStock Market Basics in India: A Simple Guide for Students and Working Professionals
The Indian stock market is a SEBI-regulated market where investors buy and sell ownership stakes in publicly listed companies…
27 May 2026 · 25 min read
Mutual FundsHow Mutual Funds Are Taxed in India: LTCG, STCG, TDS and Everything Else
Equity MFs: 20% tax under 12 months; 12.5% on gains above ₹1.25 lakh over 12 months. Below ₹1.25 lakh…
21 Apr 2026 · 25 min read
All articles by Sharan
Money BasicsHow to Make Big Financial Decisions: A 5-Question Framework 2026
Big financial decisions go wrong when a rule of thumb replaces your own numbers. Before you commit to a…
20 Oct 2026 · 13 min read
Money BasicsWealth Creation: 12 Money Habits That Build Wealth Quietly 2026
Wealth creation is built by twelve money habits repeated in the right order, not by one big win. Start…
19 Oct 2026 · 15 min read
Goal-Based InvestingSukanya Samriddhi Yojana (SSY): Rules, Interest Rate and Whether It Fits Your Goal
The Sukanya Samriddhi Yojana is a government savings account for a girl child. You can open it before she…
19 Oct 2026 · 14 min read
Money Basics10 Investment Mistakes Indian Investors Keep Making 2026
The most common investment mistakes in India are ordinary ones: investing without a goal, chasing past returns, treating a…
19 Oct 2026 · 10 min read
Budgeting50/30/20 Rule: How to Use It on an Indian Salary
The 50/30/20 rule splits your take-home pay into 50% needs, 30% wants and 20% savings. It is a handy…
19 Oct 2026 · 6 min read
BudgetingHow to Track Expenses Automatically in 2026 From Your Connected Accounts
To track expenses automatically, connect your bank accounts in the 1% Club App through the consent-based Account Aggregator system….
15 Oct 2026 · 6 min read
BudgetingWedding Budget 2026: How to Budget for a Wedding in India
To budget for a wedding, work out what you can save each month, decide where the money comes from,…
14 Oct 2026 · 21 min read
BudgetingMonthly Budget by Salary 2026: ₹25,000 to ₹1 Lakh Plans
A monthly budget by salary should start from your take-home pay, not from a fixed formula. This guide shows…
13 Oct 2026 · 14 min read
- Insurance
Insurance Planning: Types of Insurance and How Much Cover You Need in 2026
Insurance planning answers three questions: which types of insurance you need, how much life and health cover your family…
13 Oct 2026 · 26 min read
Credit CardsHow to Use a Credit Card Wisely (and Avoid Interest): 11 Rules for 2026
To use a credit card wisely, treat it as a payment tool, not extra income. Spend only what you…
12 Oct 2026 · 18 min read